Roof
Leaks, unsafe roofing, and weather protection
South DeKalb homeowners
Struggling with roof, HVAC, plumbing, or water damage?
You may qualify for low-interest or forgivable home repair assistance.
Free informationNo obligationPrograms vary
⌂Roof◉HVAC♨Plumbing≋Water
A special note for older homeowners
If you’re 55+ or living on a fixed income, start here.
Many repair programs prioritize older homeowners, people with disabilities, accessibility needs, and urgent health or safety hazards. Age thresholds differ—USDA repair grants, for example, generally require the homeowner to be 62 or older.
What may be covered
Critical repairs come before cosmetic upgrades.
Most assistance programs focus on keeping a home safe, dry, accessible, and livable.
HVAC
Failed heating, cooling, and mechanical systems
Plumbing
Leaks, damaged lines, and essential fixtures
Water Damage
Moisture intrusion and related safety issues
Electrical
Hazards, outdated components, and critical repairs
Accessibility
Ramps, rails, bathroom safety, and aging in place
Georgia programs to explore
Start with the program that matches your location.
South DeKalb residents should begin with DeKalb County resources. Atlanta, South Fulton, rural, and other county programs have separate service boundaries.
South DeKalbForgivable loan
DeKalb County Home Repair
A county program has provided qualified older and disabled homeowners assistance for essential roofing, plumbing, electrical, HVAC, and accessibility repairs. Funding and intake periods vary.
Rural Georgia1% loan or grant
USDA Section 504
Very-low-income rural homeowners may qualify for loans up to $40,000. Homeowners age 62+ may qualify for grants up to $10,000 to remove health and safety hazards.
GeorgiaLocal assistance
DCA / CHIP Partners
Georgia DCA funds local governments and nonprofits that rehabilitate owner-occupied homes. CHIP does not accept applications directly from homeowners; start with your local government or partner agency.
County-specificGrant or forgivable help
Local CDBG Repair Programs
Some Georgia counties offer programs for income-qualified homeowners, often prioritizing older adults, accessibility, and health or safety repairs. Rules and funding differ by county.
City of AtlantaForgivable assistance
Owner-Occupied Rehabilitation
Eligible Atlanta owner-occupants may find city-supported health and safety repair programs. These programs apply only within their stated service areas and may open or close as funds become available.
Select Atlanta areas5-year forgivable loan
Atlanta Habitat Critical Repair
Repair with Kindness may provide up to $22,500 in critical repairs for qualified homeowners in eligible Atlanta and South Fulton neighborhoods, with added aging-in-place services for some residents age 55+.
How it works
Three simple steps to get organized.
Identify the problem
Write down what is broken and whether it creates a health, safety, accessibility, or weather-related risk.
Gather your documents
Prepare identification, proof of ownership and occupancy, household income, insurance, tax, and mortgage information.
Contact the right program
Use your city, county, or rural location to find the correct intake office. Confirm that applications and funding are currently available.
Free homeowner resource
Download the Georgia Home Repair Assistance Guide
Learn the difference between loans, grants, and forgivable assistance; see which programs serve rural, city, and county residents; and use the document checklist before you apply.
- Commonly covered repairs
- Program comparison chart
- Possible eligibility checklist
- Documents to gather
Get the free guide
Complete the secure request form. Your contact information will be saved so we can provide the guide and helpful repair-resource updates.
Open the Secure Request FormThe request form is securely hosted by Brevo. After submitting it, you’ll receive access to the free guide.Important
This website provides general educational information and does not determine eligibility, guarantee funding, submit applications, or represent any government agency or nonprofit. Eligibility depends on location, income, age, owner-occupancy, property type, repair type, program rules, and available funding. Program limits and availability can change. Always verify current requirements directly with the administering organization.